Nearing Age 65?

Choosing the right Medicare plan is an important decision.

Alliant Medicare Solutions

This free resource can help you, your family, and your friends understand Medicare and explore the coverage options that best fit your individual needs.

Please Note: Your health insurance coverage through your PUD does not change or end when you turn 65. However, as you become eligible for Medicare, it’s important to understand how Medicare works and the options available to you.


planning for medicare

Plan ahead. At least three months before your 65th birthday (or as soon as possible if you’ve already turned 65) gather information about your current health insurance coverage. You can find plan medical plan descriptions, lists of covered medications, and current employee premiums on the Medical webpage.

Talk with a Medicare expert. Call Alliant Medicare Solutions at (877) 888-0165 to speak with a licensed insurance agent about your Medicare options.

Compare your choices. The team can help you compare your current coverage with Medicare plans available in your area.

Choose your next step. If you decide a Medicare plan is right for you, Alliant Medicare Solutions can assist with enrollment or email plan and policy information for you to review.


True or false?

“I cannot enroll in Medicare Part A while I’m still working.”

FALSE. You can enroll in Medicare Part A while you’re actively working. In fact, enrolling at age 65 may be beneficial for many people. Most individuals qualify for premium-free Part A (hospital insurance), and Part A may provide additional coverage for inpatient hospital expenses when Medicare is the secondary payer.

NOTE: Remember to complete the Limited Election Coverage form for Medicare coordination so Medicare pays before HRA VEBA.

more information


True or False?

“I can wait until my COBRA coverage ends to enroll in
Medicare Part B.”

FALSE. Your 8-month Special Enrollment Period for Medicare Part B generally begins when your active employer health coverage ends. COBRA coverage does not extend this enrollment period. If you wait until your COBRA coverage ends to enroll in Part B, you could face a gap in coverage and you may have to pay a lifetime Part B late enrollment penalty. Visit Medicare.gov for more information.


MedicalSylvia Hubbard