2026 Douglas PUD Employee Benefits Open Enrollment
Kickoff:
november 3, 2025
(Open enrollment start date)
final whistle:
november 21, 2025
(Open enrollment end date)
Changes will become effective and new programs will become available January 1, 2026!
EMPLOYEE PREMIUMS
PPO plan premiums increase by 12.3%; CDHP plan premiums stay the same. Dental plan and vision plan employee premiums stay the same.
COACH’S TIP: Compare medical plans and crunch the numbers to find out which medical plan saves you money. Download the health care cost calculator here.
TELEHEALTH PROVIDER CHANGE
Doctor on Demand will be replaced by 98point6 (powered by Transcarent) for virtual general healthcare visits; Talkspace and Spring Health will provide virtual mental health therapy. You pay a $10 copay, regardless which medical plan you are enrolled in, when receiving services through these telehealth providers.
COACH’S TIP: Create an account now, before you need telehealth services!
premera health hub
Online wellness and condition management programs can provide you with tools and expert advice to help you achieve your health goals. Programs include weight management, diabetes management, mental well-being, women’s health, physical therapy, digestive health, smoking/tobacco use, and high blood pressure management.
COACH’S TIP: If you are ready to improve your health, check out the lineup of virtual vendors standing by to help you achieve your health goals.
premera discount program
Free Blue365 discount program offers steep discounts related to fitness, apparel and footwear, hearing and vision, home and family, personal care, travel, etc.
COACH’S TIP: Save money by leveraging discounts offered through Premera’s Blue 365 discount program.
FLEXIBLE SPENDING (FSA)
Gallagher HealthInvest will be administering your FSA spending account. For 2026, you can set aside up to $3,400 for eligible health care expenses and up to $7,500 for dependent care expenses.
COACH’S TIP: FSA contributions reduce your taxable income and save you taxes. Plan carefully. You must use your medical FSA dollars by March 15, 2027; dependent care FSA dollars by December 31, 2026 or you lose them!
decision points for 2026
This is your opportunity to make changes to your benefit selections. You don’t have another chance to make changes until next year open enrollment, unless you have a qualifying life event.
COACH’S TIP:
Make sure your covered dependents are eligible for coverage. More here.
Download the long-term disability calculator to help you estimate your premiums and long-term disability benefits.
Supplemental life insurance coverage is guaranteed only during open enrollment ($200k for you, $25k for spouse, $10k for children). You can buy more than the guaranteed amount by providing evidence of insurability. Other restrictions apply. More here.
Evidence of insurability is never required for AD&D insurance, but some restrictions apply. More here.
Join us to discuss your options before the snap of the ball.
Submit your elections by November 21, 2025.
Once the enrollment window closes, your choices are locked in until 2027 (unless you have a qualifying life event).
Complete the online enrollment form through iVUE Connect (this link is accessible at work or at home). This must be done regardless of if you are making changes or not. Online enrollment will open on November 3 and must be submitted by November 21.
Please verify that your enrolled dependents continue to meet the eligibility guidelines. The plan reserves the right to audit dependent enrollment at any time to verify that enrolled dependents are eligible for coverage.
If you do not make changes now, your next chance to do so will be during our next open enrollment in 2026, unless you experience a qualifying life event, in which case you must notify Human Resources of the change within 30 days.
Your portion of the medical, dental, and vision premiums will be deducted from your paycheck on a pre-tax basis unless you tell us differently.
Make sure to read the 2026 annual notices.